KLSE ~ Bank Shares ~ which is the Best?

Everyone (including me) always like to ask the same questions:

"Which share is the safest option to invest???" ...... I wish I know the answer......*LOL*

I think the best answer is NONE. All shares have different kind of risks associated with their business.

Lets talk about the following BANKs shares:

1) PBBank
2) RHBCap
3) Maybank
4) AMMB
5) CIMB
6) HLBank
7) HLFG

Which Bank is the BEST??

• Based on Total Assets:                                                      Maybank

• Based on Net Assets Per Share:                                          HLFG
• Based on Dividend %:                                                         Maybank
• Cheapest Value at the moment:                                            AMMB
• Highest % increased since the so called recession in 2008:    AMMB





So which one should we invest? My View:

If you look at the table above, Maybank, PBBank, CIMB and RHBCap gave the most dividends. Nowadays you only get around 3% interest per annum for a 12 months FD a/c. So this is a plus compare to FD a/c.

Although dividend is one of the important thing to consider, yet if you look at AMMB. It increased the most since the last so called "recession" in 2008. 212.50% increased!! That's a huge profit!!

Another example is CIMB, the dividend payout is higher than the FD a/c @ 3.70%, yet the increased, since the last so called "recession" 2008, only about 16.61%

Thus, no real answer about which one is the best to invest.  

As mentioned in my previous blog "Recently Big Drop in US & European's Stocks ~ KLSE Affected?"http://awonginvestment.blogspot.com/2011/08/recently-big-drop-in-us-europeans.html , banking sector didn't drop much recently ~ only drop approx. 10% ~

You should wait until these shares drop at least 50% of their highest value before start considering to buy in.

Buy in low and wait few years ~ this way you will get the advantage of high dividends plus increased in value for the share.